19 Aug 2021

Job Loss And Chapter 13 Bankruptcy

Chapter 13 bankruptcy is sometimes referred to as a debt reorganization or debt reallocation bankruptcy. It can be a financial life raft for those who have a steady stream of income but have fallen on hard times due to medical bills, divorce, credit card debt or other unforeseen circumstances. Chapter 13 bankruptcy involves the creation […]

Employee leaving work with possessions in a box after being laid off.
15 Jul 2021

Leveraging Bankruptcy To Address Traffic Fines And Toll Road Violations

Traffic citations are issued for a variety of reasons, from speeding to failing to drive with insurance, to running a stop light. Speeding tickets are the most common type of traffic fine and they are often given out where they are least expected. Unfortunately, it is easy to drive a little too quickly while rushing […]

Frustrated driver finds a parking ticket on their car's window.
17 Jun 2021

Bankruptcy Relief For Distressed Small Businesses

For the 31.7 million small businesses in the United States, a sudden drop in revenue due to an external event can have a catastrophe impact on the financial stability and longevity of the business. Recent modifications to Subchapter V of the Chapter 11 Bankruptcy Code were enacted to help commercial businesses with fewer than 1,500 […]

Small business owner talking on the phone.
12 Mar 2021

Bankruptcy Won’t Drain Your Retirement Savings

Thousands of people are experiencing financial hardship right now. A sluggish economy, uncertainty in the markets and a rising cost of living can make it difficult to climb out from accumulated debt. If you have worked for many years and have saved up a sizable nest egg, it may be tempting to pull money from […]

Concerned middle aged couple reviewing finances. It is not advisable to dip into retirement accounts to pay off debts.
24 Feb 2021

How To File For Bankruptcy Remotely In Maryland

The COVID-19 pandemic has resulted in unprecedented job loss and an uncertain economy. Although the vaccine is starting to make its way across the U.S., there is still widespread concern about when businesses will get back to “business as usual”. Many Americans continue to face extreme financial hardship due to job loss or reduced income, […]

Couple reviewing finances and filing for bankruptcy virtually.
20 Jan 2021

COVID-19 And Middle Class Bankruptcy

Extraordinary job losses combined with COVID-19 medical debt is wreaking financial havoc on many families. A recent article in the Wall Street Journal discussed the ways in which the pandemic is affecting the debt-laden middle class in particular. Many middle class families are finding that their existing debt paired with job losses, an economic slowdown […]

Family in front of their home. More middle class families are utilizing bankruptcy in order to get out from the financial stress caused by the pandemic.
21 Dec 2020

COVID-19 Medical Debt – How To Get Out From Under The Crush

The current pandemic has taken many things from many people. Some have lost jobs, most have struggled with crippling isolation and many have experienced major illness or even the loss of loved ones. Suffering from the often life-altering effects of a COVID-19 diagnosis is bad enough, but many survivors have also been left with enormous […]

Couple worried about unpaid medical debt due to COVID-19
20 Nov 2020

How To Avoid Chapter 13 Bankruptcy Dismissal

In the current economic climate, many people are having difficulty meeting their financial obligations. As unpaid bills pile up, debt continues to accumulate and multiply. At some point, the most practical solution to a personal financial crisis may be to file for bankruptcy in order to start over with a clean financial slate. How Chapter […]

Chapter 13 bankruptcy printed on a clipboard, at a bankruptcy attorney's desk.
29 Oct 2020

Avoid Foreclosure But Be Wary Of Mortgage Relief Scams

The COVID-19 pandemic has resulted in historic financial losses for many people in Maryland and throughout the entire world. Many homeowners, particularly those who are unemployed or hourly or gig-type workers with significantly reduced employment, have taken advantage of mortgage forbearance in order to temporarily reduce or suspend their mortgage payments. But, what happens when […]

Mortgage contract and home. Protect yourself from mortgage relief scams designed to prey on homeowners in financial distress.
01 Oct 2020

Unemployment Fraud And Your Credit

The historically high unemployment rates resulting from COVID-19 pandemic layoffs, furloughs and work closures has led to a massive number of unemployment claims. During the first six months of the pandemic, U.S. unemployment claims averaged approximately 1 million weekly. Although the labor market is starting to show some small signs of improvement, unemployment benefit requests […]

Social security cards. Unemployment fraud generally occurs through the theft of personally identifiable information.