05 Oct 2021

How To Choose a Bankruptcy Attorney

If you find that you are having trouble meeting your financial obligations, you are not alone. In this very difficult economic time, many consumers are having trouble staying on track with bill payments. WalletHub recently reported that the average U.S. household is carrying a credit card balance of $7,854. The problem with unpaid debt is […]

Scales of justice on a bankruptcy attorney's desk.
21 Sep 2021

Bankruptcy And Divorce – Which One First?

Divorce can be a complicating factor in bankruptcy proceedings. The timing of divorce versus bankruptcy depends on several factors such as your overall debt and if you choose to file for Chapter 7 or Chapter 13. It is important to plan bankruptcy and divorce carefully since each significantly affects the other. Good legal counsel can […]

Divorced woman looking at finances on her laptop. Divorced individuals who are considering filing for bankruptcy often wonder if the bankruptcy will wipe out their marital settlement agreement.
19 Aug 2021

Job Loss And Chapter 13 Bankruptcy

Chapter 13 bankruptcy is sometimes referred to as a debt reorganization or debt reallocation bankruptcy. It can be a financial life raft for those who have a steady stream of income but have fallen on hard times due to medical bills, divorce, credit card debt or other unforeseen circumstances. Chapter 13 bankruptcy involves the creation […]

Employee leaving work with possessions in a box after being laid off.
15 Jul 2021

Leveraging Bankruptcy To Address Traffic Fines And Toll Road Violations

Traffic citations are issued for a variety of reasons, from speeding to failing to drive with insurance, to running a stop light. Speeding tickets are the most common type of traffic fine and they are often given out where they are least expected. Unfortunately, it is easy to drive a little too quickly while rushing […]

Frustrated driver finds a parking ticket on their car's window.
17 Jun 2021

Bankruptcy Relief For Distressed Small Businesses

For the 31.7 million small businesses in the United States, a sudden drop in revenue due to an external event can have a catastrophe impact on the financial stability and longevity of the business. Recent modifications to Subchapter V of the Chapter 11 Bankruptcy Code were enacted to help commercial businesses with fewer than 1,500 […]

Small business owner talking on the phone.
12 Mar 2021

Bankruptcy Won’t Drain Your Retirement Savings

Thousands of people are experiencing financial hardship right now. A sluggish economy, uncertainty in the markets and a rising cost of living can make it difficult to climb out from accumulated debt. If you have worked for many years and have saved up a sizable nest egg, it may be tempting to pull money from […]

Concerned middle aged couple reviewing finances. It is not advisable to dip into retirement accounts to pay off debts.
24 Feb 2021

How To File For Bankruptcy Remotely In Maryland

The COVID-19 pandemic has resulted in unprecedented job loss and an uncertain economy. Although the vaccine is starting to make its way across the U.S., there is still widespread concern about when businesses will get back to “business as usual”. Many Americans continue to face extreme financial hardship due to job loss or reduced income, […]

Couple reviewing finances and filing for bankruptcy virtually.
20 Jan 2021

COVID-19 And Middle Class Bankruptcy

Extraordinary job losses combined with COVID-19 medical debt is wreaking financial havoc on many families. A recent article in the Wall Street Journal discussed the ways in which the pandemic is affecting the debt-laden middle class in particular. Many middle class families are finding that their existing debt paired with job losses, an economic slowdown […]

Family in front of their home. More middle class families are utilizing bankruptcy in order to get out from the financial stress caused by the pandemic.
21 Dec 2020

COVID-19 Medical Debt – How To Get Out From Under The Crush

The current pandemic has taken many things from many people. Some have lost jobs, most have struggled with crippling isolation and many have experienced major illness or even the loss of loved ones. Suffering from the often life-altering effects of a COVID-19 diagnosis is bad enough, but many survivors have also been left with enormous […]

Couple worried about unpaid medical debt due to COVID-19
20 Nov 2020

How To Avoid Chapter 13 Bankruptcy Dismissal

In the current economic climate, many people are having difficulty meeting their financial obligations. As unpaid bills pile up, debt continues to accumulate and multiply. At some point, the most practical solution to a personal financial crisis may be to file for bankruptcy in order to start over with a clean financial slate. How Chapter […]

Chapter 13 bankruptcy printed on a clipboard, at a bankruptcy attorney's desk.