14 Aug 2014

Sirody & Associates Helps You Understand The Bankruptcy Means Test

When filing for personal bankruptcy there are two options: Chapter 7 and Chapter 13. The bankruptcy means test helps determine if you qualify to file for the less rigorous Chapter 7. Higher income individuals who fail the means test must file for Chapter 13 and repay a portion of their debts according to a court […]

Stacked coins on Scales of Justice, symbolizing the Means Test.
06 Aug 2014

Retirement And Bankruptcy – Baltimore Residents Need To Know

If you are facing retirement and a large debt at the same time, the decisions you make are critical for your financial future. Sometimes unpaid debt due to medical bills leads to bankruptcy. Baltimore and Maryland law provide for these kinds of situations. Let’s see how you can cope with retirement and bankruptcy. Medical Bills […]

15 Jul 2014

Chapter 7 Bankruptcy – Baltimore Attorney Jeff Sirody Explains

Get sound legal advice from Sirody & Associates. Image Source If you live in Maryland and are facing financial hardship, you might be considering bankruptcy. This article describes the process for filing for Chapter 7 bankruptcy. Baltimore attorney Jeff Sirody explains that in Chapter 7 your nonexempt assets are sold to pay the claims of […]

30 Jun 2014

Free eBook About Bankruptcy – Baltimore, Maryland Area

For all your legal questions, Sirody & Associates is pleased to announce the release of our free eBook that has all the information you need about bankruptcy. Baltimore, Maryland residents facing financial difficulty will especially benefit from this book as it is tailored to our geographic area.

25 Jun 2014

The Type Of Bankruptcy Lawyer Baltimore Can Trust

Sirody & Associates give you a fresh start. Image Source The type of bankruptcy lawyer Baltimore residents need is one that dedicates most of their practice to bankruptcy law. The reason for this is that bankruptcy cases can be complex, and changes in the law affect the outcome of court decisions. A good bankruptcy attorney […]

11 Jun 2014

How Bankruptcy Can Stop Foreclosure On Your Home

Sirody & Associates can help you keep your home. Image Source Economic times have been tough, and unfortunately many people have been forced to give up their homes. If you have fallen behind on mortgage payments, then bankruptcy might be a solution. In many cases, filing for bankruptcy can delay or stop foreclosure on your […]

22 May 2014

Stop Collection Letters And Calls – The Advantages Of Bankruptcy

Image Source If you are behind on credit card or mortgage payments you might be receiving letters or phone calls from collection agencies. This can be a great source of stress for anyone facing financial difficulties. One way to recover from a difficult debt situation is to file for bankruptcy. Stopping the collection letter is […]

09 May 2014

In-Depth Guide To Filing For Bankruptcy In Maryland

Get good legal counsel Bankruptcy is a legal process offered to persons that cannot repay their debts. It is a way for a person, under the protection of the law, to get a fresh start financially without the burden of preexisting debt. Bankruptcy can stop house foreclosures, car repossession, and wage garnishment. Bankruptcy status also […]

15 Apr 2014

How Bankruptcy Can Be Good For The Economy

Bankruptcy can improve your finances Photo by geraltThe circumstances that lead to personal bankruptcy are never easy. Frequently, expensive medical care is to blame. Perhaps a business didn’t meet its financial goals, or maybe a person lost their job and couldn’t keep up with the bills. In some situations accidents or even natural disasters can […]

03 Apr 2014

Bankrupt in Baltimore: Steps to Filing for Bankruptcy In Maryland

If you live in Maryland and are facing serious credit problems, you might be considering filing for bankruptcy. Federal law changed in 2005, and it is important to be aware how these changes affect anyone considering bankruptcy filing. As you can see below, the steps to filing for bankruptcy in the State of Maryland are […]