28 Dec 2012

How Does the Bankruptcy Process Work?

Every year, countless Americans find themselves, through no fault of their own, facing bankruptcy. Many have no idea how long the bankruptcy process can take. The length of time from filing bankruptcy to having your debts discharged can vary greatly, depending on which type of bankruptcy is being filed, and how quickly you can gather […]

27 Sep 2012

Can Bankruptcy Save My Home From Foreclosure?

Home is where the heart is. Your home is not only your most important financial asset, but it is your sanctuary, your refuge from the craziness of the outside world. I would give up my car and eat Ramen noodles if it meant I could stay in my home. But what if you’re facing bank […]

13 Sep 2012

How Much Does Bankruptcy Cost? I Don’t Have Much Income or Money.

When individuals and families encounter severe financial pressures that leave them with excessive debt and no way to pay their monthly obligations, bankruptcy is often considered the only solution. Although many people consider bankruptcy as an extreme measure, little is truly understood by those who’ve never had to make this decision. One area of concern […]

30 Aug 2012

Which Bankruptcy Chapter (7 or 13) is Right for Me?

When debt accrued has exceeded certain unbearable levels by either an individual or business, bankruptcy is often sought to secure financial relief and set up a process whereby debts can be discharged or creditors can be paid over a period of time. Two major categories of bankruptcy (Chapter 7 and Chapter 13) are commonly used […]

14 Aug 2012

Credit Concerns and Debt Help

Many consumers initially find it a stressful to explain their financial situation to a total stranger while seeking debt help. However, after taking that initial step of consulting with a qualified bankruptcy attorney, they quickly discover that having a compassionate and thoughtful person on the other end, listening to their story, while giving them legal […]

03 Aug 2012

The Trouble with Loan Modification Programs

People will pay thousands of dollars pursuing a loan modification agreement only to find that these programs are partially, if not completely, fraudulent. Many of these people are hardworking homeowners who diligently made all their monthly mortgage obligations while doing everything asked of them in order to avoid foreclosure and remain in their home. Some […]