Free Consultation Call 410-415-0445

Blog

18Oct 2019

Injuries or family illnesses, divorce or job loss are unexpected life events that can cause people to slowly slip deeper and deeper into debt. Pretty soon, letters start arriving from creditors followed by relentless collections phone calls. In this situation, it’s easy to feel overwhelmed, especially if funds are not available to pay off the […]

09Sep 2019

Despite valiant efforts to keep bills paid in full in a timely manner, sometimes debt can creep up and then quickly become overwhelming. Unexpected life events such as a car accident or a prolonged illness may result in high medical bills. Likewise, divorce or other life changes can result in unplanned expenses or skyrocketing credit […]

09Jul 2019

Debt often starts to pile up slowly – it can come about from the loss of a job, divorce, excessive credit card expenditures or unexpected medical bills. But debt is rarely static. If left unattended, it will continue to compound and grow over time and can quickly reach unfathomable proportions. When this occurs, bankruptcy may […]

07Jun 2019

It’s easy for financial setbacks that start as small issues to grow over time until they really spiral out of control. Medical bills, home and automobile repairs and expenses associated with growing children and aging parents can add up to debts that you can’t get out from under. Bankruptcy can be a very practical option […]

02May 2019

  Despite best efforts, sometimes circumstances that are well beyond our control result in an overwhelming amount of accumulated debt. High medical deductibles associated with unexpected health issues, such as a prolonged illness, a newly diagnosed chronic condition or a surgery resulting from a fall, along with the ever increasing cost of prescription medications can […]

05Apr 2019

Life is full of surprises and unexpected events and sometimes, despite our best planning, it can get the better of us. A divorce, a lawsuit, an accident or extended illness that results in high medical bills can translate to rapidly growing, accumulated debt. Bankruptcy is a legal process that is available in these types of […]

22Feb 2019

Between 2005 and 2017, close to 13 million bankruptcy petitions were filed with the U.S. courts, and this number is only expected to grow. There are a number of reasons that people seek to reorganize their finances through bankruptcy, from overwhelming healthcare costs, to job loss, to divorce or high mortgage payments in a devalued […]

28Dec 2018

Are you a firefighter or EMT who is dealing with a huge burden of debt? Financial difficulties can be extremely stressful, and your high-pressure job requires that you be alert and focused 100% of the time – lives depend on it. Depending on your situation, filing for bankruptcy can be a practical and expedient way […]

04Oct 2018
Hand sliding a gold credit card through a charge reader. Bankruptcy can be a solution to wipe out credit card debt that has spiraled out of control.

The United States is known as a nation of consumers, and the numbers surrounding credit card usage have reached staggering proportions. According to the Federal Reserve, credit card balances for Americans surpassed the $1 trillion mark in March of 2018 which is an all-time high. The average credit card balance in Maryland is currently $7,043, […]

06Sep 2018
The debt collection industry continues to adapt tactics and expand its reach in order to meet its goals. Bankruptcy can enable you to stop debt collectors and reorganize your financial future.

Nationwide, one-third of Americans hold at least one debt that is in collections, so it’s safe to assume that debt collectors are pretty busy. Over the years, debt collectors have shifted their tactics. While they still send letters and harrass people with phone calls, some are now incorporating other forms of communication such as text […]