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24Feb 2021
Couple reviewing finances and filing for bankruptcy virtually.

The COVID-19 pandemic has resulted in unprecedented job loss and an uncertain economy. Although the vaccine is starting to make its way across the U.S., there is still widespread concern about when businesses will get back to “business as usual”. Many Americans continue to face extreme financial hardship due to job loss or reduced income, […]

20Jan 2021
Family in front of their home. More middle class families are utilizing bankruptcy in order to get out from the financial stress caused by the pandemic.

Extraordinary job losses combined with COVID-19 medical debt is wreaking financial havoc on many families. A recent article in the Wall Street Journal discussed the ways in which the pandemic is affecting the debt-laden middle class in particular. Many middle class families are finding that their existing debt paired with job losses, an economic slowdown […]

21Dec 2020
Many COVID-19 survivors are facing crushing medical debt.

The current pandemic has taken many things from many people. Some have lost jobs, most have struggled with crippling isolation and many have experienced major illness or even the loss of loved ones. Suffering from the often life-altering effects of a COVID-19 diagnosis is bad enough, but many survivors have also been left with enormous […]

20Nov 2020
Chapter 13 bankruptcy printed on a clipboard, at a bankruptcy attorney's desk.

In the current economic climate, many people are having difficulty meeting their financial obligations. As unpaid bills pile up, debt continues to accumulate and multiply. At some point, the most practical solution to a personal financial crisis may be to file for bankruptcy in order to start over with a clean financial slate. How Chapter […]

29Oct 2020
Mortgage contract and home. Protect yourself from mortgage relief scams designed to prey on homeowners in financial distress.

The COVID-19 pandemic has resulted in historic financial losses for many people in Maryland and throughout the entire world. Many homeowners, particularly those who are unemployed or hourly or gig-type workers with significantly reduced employment, have taken advantage of mortgage forbearance in order to temporarily reduce or suspend their mortgage payments. But, what happens when […]

01Oct 2020
Social security cards. Unemployment fraud generally occurs through the theft of personally identifiable information.

The historically high unemployment rates resulting from COVID-19 pandemic layoffs, furloughs and work closures has led to a massive number of unemployment claims. During the first six months of the pandemic, U.S. unemployment claims averaged approximately 1 million weekly. Although the labor market is starting to show some small signs of improvement, unemployment benefit requests […]

31Aug 2020
Poor credit score from a credit report, being viewed on a mobile phone screen.

The financial toll of COVID-19 on the economy can’t be underestimated, and it’s affecting many people in a highly personal way. Job losses or reductions in working hours have forced many Americans to file for unemployment. With less income, the pandemic is causing many people to fall behind on bill payments. Although some lenders are […]

31Jul 2020
Newspaper with headline about layoffs during COVID-19.

The COVID-19 pandemic has created significant hardship for many people. As of June 2020, approximately 17.8 million people in the U.S. were unemployed. Across all industries and all levels of work seniority, many people are having a hard time making ends meet. Most stimulus checks were spent long ago, and although families are gaining some […]

20May 2020
Medical mask and money. Even if your income has been impacted by COVID-19, your wages, unemployment or stimulus checks may still be garnished. Learn how to protect your assets.

The COVID-19 pandemic is an unprecedented event in our history. Due to extended stay-at-home orders in many states, an enormous number of people have faced unpaid furloughs, a reduction in paid working hours or in some cases unemployment. During the first two months of the pandemic, more than 36 million U.S. workers filed for unemployment, […]