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07Jun 2019

It’s easy for financial setbacks that start as small issues to grow over time until they really spiral out of control. Medical bills, home and automobile repairs and expenses associated with growing children and aging parents can add up to debts that you can’t get out from under. Bankruptcy can be a very practical option […]

02May 2019

  Despite best efforts, sometimes circumstances that are well beyond our control result in an overwhelming amount of accumulated debt. High medical deductibles associated with unexpected health issues, such as a prolonged illness, a newly diagnosed chronic condition or a surgery resulting from a fall, along with the ever increasing cost of prescription medications can […]

05Apr 2019

Life is full of surprises and unexpected events and sometimes, despite our best planning, it can get the better of us. A divorce, a lawsuit, an accident or extended illness that results in high medical bills can translate to rapidly growing, accumulated debt. Bankruptcy is a legal process that is available in these types of […]

22Feb 2019

Between 2005 and 2017, close to 13 million bankruptcy petitions were filed with the U.S. courts, and this number is only expected to grow. There are a number of reasons that people seek to reorganize their finances through bankruptcy, from overwhelming healthcare costs, to job loss, to divorce or high mortgage payments in a devalued […]

28Dec 2018

Are you a firefighter or EMT who is dealing with a huge burden of debt? Financial difficulties can be extremely stressful, and your high-pressure job requires that you be alert and focused 100% of the time – lives depend on it. Depending on your situation, filing for bankruptcy can be a practical and expedient way […]

04Oct 2018
Hand sliding a gold credit card through a charge reader. Bankruptcy can be a solution to wipe out credit card debt that has spiraled out of control.

The United States is known as a nation of consumers, and the numbers surrounding credit card usage have reached staggering proportions. According to the Federal Reserve, credit card balances for Americans surpassed the $1 trillion mark in March of 2018 which is an all-time high. The average credit card balance in Maryland is currently $7,043, […]

06Sep 2018
The debt collection industry continues to adapt tactics and expand its reach in order to meet its goals. Bankruptcy can enable you to stop debt collectors and reorganize your financial future.

Nationwide, one-third of Americans hold at least one debt that is in collections, so it’s safe to assume that debt collectors are pretty busy. Over the years, debt collectors have shifted their tactics. While they still send letters and harrass people with phone calls, some are now incorporating other forms of communication such as text […]

02Aug 2018
Concerned business woman sitting at desk reviewing financial statements. Bankruptcy is becoming increasingly common for licensed professionals who may be burdened by high annual professional fees and/or tuition debt.

Thousands of people file for bankruptcy each year, and it can be a smart financial move to make a fresh start and start rebuilding a stronger financial future. Bankruptcy is becoming increasingly common for licensed professionals who may be burdened by high annual professional fees and/or tuition debt. As an example, medical school costs are […]

07Jun 2018

In today’s high-tech landscape, identity theft is a problem that has grown to massive proportions. And, this trend is expected to continue as cyber criminals become even more sophisticated. According to the Insurance Information Institute, there were nearly 17 million victims of identity theft in 2017, and during that year a total of almost $17 […]

02May 2018
Couple looking at unpaid bills. Chapter 13 bankruptcy can allow you to reorganize your debts, establish a repayment plan that you can afford and get back on track financially.

If you’re struggling with more debt than you can manage and have gotten behind on your home mortgage and car payments, you may be evaluating filing for Chapter 13 bankruptcy. Some common misconceptions about bankruptcy are that you will lose your home or that the process will drag on for years. In general, this simply […]