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26Mar 2014

Get the right help (Credit: Thomas Eagle) Due to the complexity of bankruptcy law, there are attorneys that focus their practice on bankruptcy. For personal bankruptcy, you are not required by law to have legal representation. However, the smart thing to do in complex situations is get professional help.

06Feb 2014

Foreclosure is a legal process initiated by a bank or other lender when a homeowner is unable to make their monthly mortgage payments on a home. There are many hardships that might cause a homeowner to fall behind on their mortgage payments, some beyond the control of the homeowner. Lenders realize this and are sometimes […]

31Jan 2014

If you are at or nearing the point of declaring personal bankruptcy you may be feeling scared, confused, angry, or sad.  The information available in the media and advice you may get from friends and family is overwhelming and much of it negative.  What follows are some of the common myths of bankruptcy and the […]

25Sep 2013

In some instances the financial stress of everyday life becomes unbearable. When this happens, the only way out may be to declare bankruptcy. There are many factors to consider; the first thing you should do is consult with a competent bankruptcy attorney. There are many attorneys who claim they can help. What follows are guidelines […]

05Feb 2013

Most of us want to pay our bills. We were raised that way. As a result, too many people use up all of their financial resources before even considering filing for medical bankruptcy. Their intentions are good, but cashing out credit cards, retirement funds, college savings, or taking out a second mortgage to pay medical […]

24Jan 2013

While corporations and partnerships require an attorney’s representation to file bankruptcy, individuals may represent themselves in court. This is not recommended, however; in fact, it could result in your petition being denied or delayed. You could lose the right to file another case, or lose protections like the automatic stay. There are permanent consequences to […]